Childfree Life by Design
Childfree Life by Design is the podcast for Childfree people ready to forge their own bold paths with intention.
Your hosts, experts in life planning and financial management, have signed your permission slip to think differently about your life, and bring you clear, practical guidance to make your plans a reality.
Each episode breaks down the lifestyle choices, financial decisions, and long-term planning considerations Childfree adults like you need to shake off our culture's outdated assumptions and expectations.
Whether you're refining your financial plan, redefining what family means to you, or reexamining your values, this is your source for the inspiration and tools to finally ditch the Standard LifeScript and write your own.
DISCLOSURE: This podcast is for educational and entertainment purposes. Please consult your advisors before implementing any ideas heard on this podcast. For more information and disclosures, visit https://childfreewealth.com
Childfree Life by Design
Unpacking Your Perks: Making the Most of Your Employee Benefits with Christy Smith, Ep 155
Ever feel like your employee benefits package is a mystery? You're not alone! In this episode, Bri sits down with benefits expert Christy Smith from The Horton Group, a Marsh & McLennan Agency, to demystify the world of workplace perks. Christy, who has extensive experience in HR and as an employee benefits broker, shares insights on everything from health, dental, and vision insurance to the often-overlooked benefits like disability and legal support. Get ready to learn how to ask your HR team for new benefits (yes, you can do that!) 2, why understanding your options is crucial, and the surprising ways some companies are making benefits more inclusive (think doggy daycare!). Plus, we dive deep into the power of Health Savings Accounts (HSAs) and why they might be your secret weapon for retirement savings. Tune in and empower yourself to make the most of your workplace benefits!
Timestamps:
- 00:52: Christy's journey from HR to employee benefits broker.
- 02:24: Common misconceptions about workplace benefits and how to approach your HR team.
- 06:41: Navigating multiple health plan choices and software to assist in decisions.
- 09:50: The evolution of vision and dental insurance.
- 13:17: Inclusive benefits like "doggy daycare" and pet insurance.
- 15:56: The importance of understanding company culture for tailored benefits.
- 18:48: Deep dive into short-term and long-term disability, including state-paid leave benefits.
- 23:14: Understanding legal benefits and Employee Assistance Programs (EAPs).
- 27:50: The one employee benefit Christy wishes everyone would maximize (hint: it's about retirement!).
- 33:28: Key advice for open enrollment season.
Connect with Christy:
- LinkedIn http://www.linkedin.com/in/christy-smith-cebs-49283810
- The Horton Group, a Marsh & McLennan Agency https://www.thehortongroup.com/
About Childfree Life by Design:
Childfree Life By Design is dedicated to helping Childfree individuals thrive by providing resources, guidance, and community. We recognize that when you've made a decision roughly 75% of the population doesn't make, conventional wisdom simply doesn't apply to you. Our mission is to help you design a life that works for you, covering everything from finances and relationships to career decisions and building support networks that will actually be there when you need them.
Connect with Us:
Ready to design your ideal Childfree life? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com
Join the conversation on social media:
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Facebook: https://www.facebook.com/ChildfreeInsights/
LinkedIn: https://www.linkedin.com/company/childfreeinsights
YouTube: https://www.youtube.com/@ChildfreeInsights
Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast...
